Credit stacking is a financial strategy where individuals or business owners apply for multiple credit lines or credit cards at once to access higher funding limits. This method is often used to secure capital for starting a business, investing in assets, or consolidating debt without the need for traditional loans. By strategically selecting credit accounts with favorable terms, like 0% introductory APR offers, and combining their available credit, users can maximize their borrowing power. However, it is essential to understand the potential risks of credit stacking, such as high-interest rates after promotional periods, potential fees, and the impact on credit scores if not managed carefully. Proper planning and financial discipline are key to leveraging credit stacking effectively.